218 Cowbell
FHA Assumable
3.07% Rate
50 photos
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218 Cowbell

Berthoud, CO 80513

4
Bedrooms
3
Bathrooms
1,826
Sq Ft

Payment Calculator

$2,274per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,450
$26,450$66,090
Secondary Financing8.5% Rate
$39,640
Blended rate3.50% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,176/mo
Assumable @ 3.07% + gap
$2,274/mo
$902less per month
$902
per month
$10,830
per year
$324,899
over 30 years

🏦 Loan Details

List Price
$529,000
Assumable Rate
3.07%
Remaining Balance
$462,909
Loan Type
FHA
Est. Equity Gap
$66,090
Annual Taxes
$3,597
HOA/mo
$195

About This Home

BUYER INCENTIVE AVAILABLE! SELLER WILL PROVIDE A PERMANENT 1-POINT INTEREST RATE BUY-DOWN FOR ANY BUYER WHO AGREES TO WORK WITH THE SELLER'S PREFERRED LENDER. THIS CAN SIGNIFICANTLY LOWER THE BUYER'S MONTHLY PAYMENT AND IMPROVE AFFORDABILITY. Spacious 4 Bd, 3 Bth, attached 3-car tandem garage. Beautiful laminate flooring throughout the main level. Open concept design flows effortlessly into the living and dining areas. Quartz countertops, a large double sink, well-crafted white soft-close cabinets, a built-in pantry, and stainless-steel appliances. The kitchen's sliding glass door opens to a fully fenced backyard. Large picture windows provide plenty of natural light throughout the entire house. Conveniently located mudroom, for removing shoes and hanging jackets. Upstairs the primary master suite has a large walk-in closet and a spacious, private 5-piece ensuite with double sinks, a private toilet, a separate shower, and a deep soaking tub. On the opposite side of the house are three additional bedrooms and a bathroom with a full-size bath. Unfinished Full basement. As the Farmstead community is being completed, look forward to enjoying the future clubhouse and pool. With a fresh coat of paint and a few minor repairs, this 5-year-old house will be brand new again.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$529,000
3.07% rateFHASave $1,002/mo

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