FHA Assumable

2.98% Rate

50 photos

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16343 100th

Commerce City, CO 80022

Bedrooms

Bathrooms

2,606

Sq Ft

Payment Calculator

$3,531per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$31,500

$31,500$137,190

Secondary Financing8.5% Rate

$105,690

Blended rate3.76% vs 6.5%

Monthly Payment Comparison

Conventional @ 6.5%

$3,783/mo

Assumable @ 2.98% + gap

$3,531/mo

$252less per month

$252

per month

$3,025

per year

$90,747

over 30 years

See Full Loan Breakdown →

🏦 Loan Details

List Price: $629,999
Assumable Rate: 2.98%
Remaining Balance: $646,376
Loan Type: FHA
Est. Equity Gap: Contact us
Annual Taxes: $6,018

About This Home

Welcome to this exceptional home in Commerce City! This spacious property features 6 generously sized bedrooms and 4 bathrooms, offering the perfect blend of comfort, functionality, and room to grow—ideal for large households, multi-generational living, or flexible spaces like a home office or gym. The thoughtfully designed layout provides open-concept living for entertaining along with private areas for relaxation, all filled with natural light for a warm, inviting feel. Conveniently situated near parks, schools, shopping, and major commuter routes, this home offers both suburban tranquility and everyday convenience.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing

$629,999

2.98% rateFHASave $1,482/mo

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