7410 Old Hammer
FHA Assumable
3.25% Rate
50 photos
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7410 Old Hammer

Aurora, CO 80016

4
Bedrooms
3
Bathrooms
3,912
Sq Ft

Payment Calculator

$2,683per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$31,000
$31,000$133,445
Secondary Financing8.5% Rate
$102,445
Blended rate4.25% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,723/mo
Assumable @ 3.25% + gap
$2,683/mo
$1,040less per month
$1,040
per month
$12,482
per year
$374,471
over 30 years

🏦 Loan Details

List Price
$620,000
Assumable Rate
3.25%
Remaining Balance
$435,419
Loan Type
FHA
Est. Equity Gap
$133,445
Annual Taxes
$5,311
HOA/mo
$88

About This Home

Back on the Market through no fault of the Sellers! Appraised on 6/15/2026 for substantially more than the current list price, offering outstanding value. Ask the Listing Agent for appraisal details. Sellers are offering a credit that may be used toward a rate buy-down and/or closing costs, making homeownership even more affordable. Why pay to finish a basement later when it's already done for you? In a market where ranch homes with finished basements are highly sought after and increasingly difficult to find at this price, this home delivers exceptional value from day one. This move-in ready ranch home in Serenity Ridge delivers with a completely finished basement, flexible living space, and a bright, open layout filled with natural light. The main level features new LVP flooring, spacious living areas, and a dedicated home office ideal for remote work. study or library. The kitchen is designed for everyday living and entertaining with a gas cooktop, stainless steel appliances, center island, pantry, and seamless flow into the living spaces. Your primary suite offers a walk in closet and large soaking tub, while two additional bedrooms share a full bath. Main floor laundry and an attached two car garage add convenience. The fully finished basement expands the home’s functionality with a fourth bedroom, downstairs bathroom, built in surround sound, and a large, well lit flex space perfect for a family room, game room, home gym, play area, or media room. Abundant storage includes two oversized storage rooms and a utility/workshop space. The drywalled two car garage includes a 220V outlet for EV charging and additional storage options. Enjoy outdoor living on the freshly painted deck with open views, lower level concrete patio, and fully fenced backyard with room for pets, play, or gardening. Perfectly located near Southlands shopping and dining, Aurora Reservoir, and E-470, offering easy access to recreation, amenities, and commuting throughout the Denver metro area.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$620,000
3.25% rateFHASave $1,357/mo

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