1578 Del Norte
FHA Assumable
3.1% Rate
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1578 Del Norte

Loveland, CO 80537

3
Bedrooms
2
Bathrooms
1,550
Sq Ft

Payment Calculator

$2,540per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$27,500
$27,500$116,758
Secondary Financing8.5% Rate
$89,258
Blended rate4.02% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,303/mo
Assumable @ 3.1% + gap
$2,540/mo
$762less per month
$762
per month
$9,148
per year
$274,453
over 30 years

🏦 Loan Details

List Price
$550,000
Assumable Rate
3.1%
Remaining Balance
$434,145
Loan Type
FHA
Est. Equity Gap
$116,758
Annual Taxes
$2,324

About This Home

Renovated 3-bedroom, 2-bathroom bi-level in Johnson Estates, Loveland, CO - no HOA, and a mated pair of bald eagles nesting in the cottonwoods visible from the deck. This 1636-square-foot home backs to a working alfalfa field designated as permanent open space and overlooks private Ryan Gulch Reservoir. The open-concept main level features a fully renovated kitchen with white shaker cabinets, blue island, quartz counters, walk-in pantry, custom pot rack, fully vented range hood, large stainless sink, and newer GE stainless appliances with a gas range. A sunlit living and dining area opens to a spacious deck built for grilling and sunsets. Two upper bedrooms share a renovated full bath. The lower level offers a family room with wood-burning masonry fireplace, third conforming bedroom, renovated 3/4 bath, laundry with included smart washer and dryer, and direct entry to the attached 2-car garage. Luxury vinyl plank floors, new carpet, tile baths, new Kohler toilets, and an in-glass dog door to the deck. Systems and upgrades are premium: newer roof, furnace, central AC, water heater, full-home Pella Impervia fiberglass windows, added attic insulation, Nest thermostat, Nest video doorbell, WiFi garage opener, Rachio 5-zone smart sprinkler, seamless gutters with underground drainage, and Pulse gigabit fiber. The garage is fully insulated, electrically heated, and wired with two 240-volt circuits and shop lighting - EV, workshop, or home-gym ready. Fully fenced yard, raised garden beds, and a custom lockable shed. Quick access to Highway 402 and I-25. Minutes to Mariana Butte Golf Course, Devil's Backbone, and downtown Loveland. Move-in ready; Cash, Conventional, FHA, VA. Call today to schedule a private showing.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$550,000
3.1% rateFHASave $1,279/mo

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