220 Rocky Mountain
VA Assumable
2.77% Rate
50 photos
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220 Rocky Mountain

Divide, CO 80814

3
Bedrooms
3
Bathrooms
2,645
Sq Ft

Payment Calculator

$3,602per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$37,500
$37,500$228,287
Secondary Financing8.5% Rate
$190,787
Blended rate4.30% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,503/mo
Assumable @ 2.77% + gap
$3,602/mo
$901less per month
$901
per month
$10,813
per year
$324,403
over 30 years

🏦 Loan Details

List Price
$750,000
Assumable Rate
2.77%
Remaining Balance
$521,713
Loan Type
VA
Est. Equity Gap
$228,287
Annual Taxes
$3,461

About This Home

VA ASSUMABLE LOAN w/ 2.75% interest rate. Tucked away in the heart of Colorado’s natural beauty, this 3 bedroom home offers the perfect blend of peaceful seclusion and breathtaking scenery. Set on an expansive 35 acre property, this charming cabin captures sweeping, unobstructed mountain views that stretch for miles—providing a stunning backdrop in every season. The land is ideal for those seeking space and freedom, with plenty of room for horses, livestock, and outdoor pursuits. Whether you envision a small hobby ranch or simply want room to roam, this property delivers the flexibility and privacy you’ve been looking for. The land isnt the only show stopper here- the home itself embraces warm, rustic charm with inviting cabin vibes—creating a cozy, welcoming atmosphere that perfectly complements the surrounding landscape. The main level boasts 2 bedrooms, fully equipped kitchen/dining area, a wide open living room with wood burning stove and floor to ceiling windows in addition to the most beautiful back deck views. Need more? Check out the walkout basement hobby space-perfect for all your outdoor gear and comes complete with a 3rd bedroom/bathroom combo. Outside, you’ll find the perfect yard for your chickens and garden, beautiful aspen covered trails and a spacious second detached garage/workshop. If you’ve been dreaming of mountain living with wide-open spaces, fresh air, and endless views WITH proximity to work, school and social life- this Divide property is a rare opportunity to make it a reality.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$750,000
2.77% rateVASave $2,129/mo

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