1823 Saratoga
FHA Assumable
3.99% Rate
50 photos
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1823 Saratoga

Colorado Springs, CO 80910

3
Bedrooms
1
Bathrooms
978
Sq Ft

Payment Calculator

$1,846per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$13,750
$13,750$215,998
Secondary Financing8.5% Rate
$202,248
Blended rate7.45% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,651/mo
Assumable @ 3.99% + gap
$1,846/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$275,000
Assumable Rate
3.99%
Remaining Balance
$60,999
Loan Type
FHA
Est. Equity Gap
$215,998
Annual Taxes
$1,087

About This Home

This charming ranch-style home offers the perfect blend of comfort, efficiency, and inviting living space, all within a thoughtfully designed 978 square feet. Featuring three well-sized bedrooms and a bright, spacious living room, the layout feels open and functional, ideal for both relaxing and everyday living.\r \r The kitchen flows seamlessly into an attached dining area, creating a natural gathering space for meals and conversation. The new wood laminate flooring runs throughout the home, adding warmth, durability, and a cohesive modern touch.\r \r Recent updates include fresh exterior paint, enhancing the home’s curb appeal and giving it a clean, refreshed look. The xeriscaped front yard provides low-maintenance landscaping, while mature trees surrounding the property offer shade, privacy, and a peaceful atmosphere. An attached one-car garage adds convenience and additional storage.\r \r Located just minutes from shopping, dining, and everyday amenities, this home combines practical living with a desirable setting—making it a fantastic opportunity for homeowners seeking comfort, simplicity, and value.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$275,000
3.99% rateFHASave $1,233/mo

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