1523 Saratoga
VA Assumable
4.17% Rate
50 photos
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1523 Saratoga

Colorado Springs, CO 80910

5
Bedrooms
2
Bathrooms
2,067
Sq Ft

Payment Calculator

$1,992per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$21,250
$21,250$28,976
Secondary Financing8.5% Rate
$7,726
Blended rate4.25% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,552/mo
Assumable @ 4.17% + gap
$1,992/mo
$559less per month
$559
per month
$6,714
per year
$201,420
over 30 years

🏦 Loan Details

List Price
$425,000
Assumable Rate
4.17%
Remaining Balance
$396,716
Loan Type
VA
Est. Equity Gap
$28,976
Annual Taxes
$1,433

About This Home

Welcome to this spacious ranch-style home in the established Pikes Peak Park neighborhood, offering comfort, flexibility, and scenic Colorado views. With 5 bedrooms, 2 bathrooms, and over 2,000 finished square feet, this home provides plenty of space for a variety of living needs.\r \r The main level features a bright living room with walk-out access, natural wood flooring, and a functional layout that flows into the dining area and kitchen. The kitchen offers stone countertops, an island, breakfast bar, and pantry, making it ideal for both everyday living and entertaining. Three bedrooms are conveniently located on the main level.\r \r The finished basement expands your living space with a large family room and two additional bedrooms, perfect for guests, a home office, or multi-generational living.\r \r Situated on a level 0.18-acre lot with Pikes Peak views, the property features a fully fenced backyard and a covered patio—great for relaxing or entertaining outdoors. Additional highlights include central A/C, a two-car attached garage, and a security system.\r \r Conveniently located near parks, schools, and major roadways, this home offers a great combination of space, location, and value in Colorado Springs.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$425,000
4.17% rateVASave $482/mo

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