12835 Louisiana
FHA Assumable
4.47% Rate
50 photos
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12835 Louisiana

Aurora, CO 80012

2
Bedrooms
2
Bathrooms
1,200
Sq Ft

Payment Calculator

$1,519per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$14,000
$14,000$80,624
Secondary Financing8.5% Rate
$66,624
Blended rate5.48% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,681/mo
Assumable @ 4.47% + gap
$1,519/mo
$162less per month
$162
per month
$1,948
per year
$58,452
over 30 years

๐Ÿฆ Loan Details

List Price
$280,000
Assumable Rate
4.47%
Remaining Balance
$199,375
Loan Type
FHA
Est. Equity Gap
$80,624
Annual Taxes
$2,036
HOA/mo
$280

About This Home

Step into easy Colorado living with this thoughtfully updated Aurora townhome, designed for comfort, convenience, and low-maintenance living. Recent upgrades including luxury vinyl plank flooring, fresh paint, a new roof, and central air conditioning give the home a clean, modern feel from the moment you walk in.\r \r The open and functional main level offers great natural light and comfortable living space, making it ideal for everyday living or hosting friends and family. Upstairs, the generously sized primary bedroom provides a relaxing escape, while the second bedroom offers flexibility for guests, a home office, fitness room, or hobby space. Convenient upstairs laundry helps simplify daily routines.\r \r Outside, enjoy a private fenced patio and yard area โ€” a great space for grilling, pets, gardening, or simply enjoying Colorado evenings. The detached garage adds valuable storage and protected parking.\r \r Located in a community with a pool and clubhouse, this home also puts you close to everything: quick access to I-225, nearby light rail stations, parks, shopping centers, restaurants, and everyday essentials. Whether youโ€™re a first-time buyer, downsizing, or looking for an investment opportunity, this home offers exceptional value in a convenient Aurora location.\r \r New Roof - 2025\r New AC - 2024\r New Floors - 2023\r New Electrical Panel - 2021\r New Concrete Patio - 2021

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$280,000
4.47% rateFHASave $501/mo

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