5540 Valentia
FHA Assumable
2.9% Rate
50 photos
Click to enlarge

5540 Valentia

Denver, CO 80238

3
Bedrooms
4
Bathrooms
2,459
Sq Ft

Payment Calculator

$2,713per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$32,500
$32,500$57,666
Secondary Financing8.5% Rate
$25,166
Blended rate3.12% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,903/mo
Assumable @ 2.9% + gap
$2,713/mo
$1,190less per month
$1,190
per month
$14,275
per year
$428,264
over 30 years

🏦 Loan Details

List Price
$650,000
Assumable Rate
2.9%
Remaining Balance
$605,409
Loan Type
FHA
Est. Equity Gap
$57,666
Annual Taxes
$5,620
HOA/mo
$48

About This Home

Ask About The Lender Incentives On This House Worth Up To $13,300!! \r \r Welcome to 5540 Valentia Ct, a thoughtfully designed 3-bedroom, 4-bathroom townhome in Denver County offering a seamless blend of comfort, functionality, and modern living.\r \r Large windows throughout fill the home with natural sunlight, enhancing the open-concept main level that connects the living, dining, and kitchen spaces. The kitchen is well-appointed with a range with hood, refrigerator/freezer, farmhouse sink, microwave, oven, and dishwasher—designed for both everyday use and entertaining.\r \r Upstairs, the primary suite features a private balcony with Rocky Mountain views, creating the perfect place to unwind. The spacious primary bedroom includes two closets, one being a walk-in, and flows into a 5-piece primary bathroom with a separate toilet area. An additional bedroom and full bathroom are located on the upper level, along with a versatile nook and conveniently located washer and dryer.\r \r The finished basement adds flexibility with an additional bedroom, 3/4 bathroom, walk-in closet, and living space—ideal for guests, a home office, or secondary living area.\r \r Outdoor spaces include a quiet, fenced yard with low-maintenance turf and a private back patio, along with a detached 2-car garage. Additional features include central forced air heating and cooling, recessed lighting, a ceiling fan in the primary bedroom, engineered wood flooring on the main level, carpet in the upper bedrooms and basement, and a Ring doorbell system already installed.\r \r With mountain views, functional living spaces, and a well-rounded layout, this home offers both lifestyle and convenience in a desirable Denver location.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$650,000
2.9% rateFHASave $1,197/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472