10671 Upper Ridge
VA Assumable
2.75% Rate
50 photos
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10671 Upper Ridge

Longmont, CO 80504

3
Bedrooms
2
Bathrooms
1,470
Sq Ft

Payment Calculator

$1,771per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$21,000
$21,000$58,640
Secondary Financing8.5% Rate
$37,640
Blended rate3.29% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,522/mo
Assumable @ 2.75% + gap
$1,771/mo
$751less per month
$751
per month
$9,010
per year
$270,313
over 30 years

🏦 Loan Details

List Price
$420,000
Assumable Rate
2.75%
Remaining Balance
$362,938
Loan Type
VA
Est. Equity Gap
$58,640
Annual Taxes
$2,753
HOA/mo
$70

About This Home

Charming Home just 5 doors down from the Neighborhood Park with Assumable 2.75% VA Loan!\r This home features an inviting open floor plan with a seamless flow between the kitchen, dining, and great room—perfect for both everyday living and entertaining.\r Upstairs, you’ll find all three bedrooms along with a convenient laundry room, making daily routines effortless. The primary bedroom has an ensuite bath and a huge walk in closet!\r Step outside to enjoy a fully fenced private yard, ideal for relaxing, pets, or gatherings.\r Located in a fantastic neighborhood with easy access to outdoor space, this home truly checks all the boxes. Plus, take advantage of a rare financial opportunity with an assumable VA loan at an incredible 2.75% interest rate (buyer qualification required).\r A great home, a prime location, and unmatched financing—this is one you don’t want to miss!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$420,000
2.75% rateVASave $889/mo

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