12704 Forest
FHA Assumable
2.89% Rate
50 photos
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12704 Forest

Thornton, CO 80241

3
Bedrooms
2
Bathrooms
1,599
Sq Ft

Payment Calculator

$2,251per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$20,925
$20,925$137,299
Secondary Financing8.5% Rate
$116,374
Blended rate4.37% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,513/mo
Assumable @ 2.89% + gap
$2,251/mo
$262less per month
$262
per month
$3,146
per year
$94,366
over 30 years

🏦 Loan Details

List Price
$418,500
Assumable Rate
2.89%
Remaining Balance
$326,201
Loan Type
FHA
Est. Equity Gap
$137,299
Annual Taxes
$2,969
HOA/mo
$253

About This Home

Welcome to this beautifully updated townhouse that checks every box. From the moment you step inside, you'll notice the crisp, contemporary feel — starting with fresh vinyl flooring that flows seamlessly throughout the main living areas. The heart of the home is a recently remodeled kitchen featuring custom cabinetry with soft-close doors and drawers, brand new appliances, and a clean, modern aesthetic that makes cooking a pleasure. Whether you're hosting a dinner party or enjoying a quiet morning coffee, this kitchen delivers. The bathroom has been updated with a walk-in shower featuring modern finishes and clean, contemporary tilework — a noticeable upgrade from your typical builder-grade bath. Downstairs, the fully finished basement provides the flexible space you've been searching for, perfect as a home theater, gym, office, or guest suite — the possibilities are endless. Step outside and you'll discover the entertainer's backyard that truly sets this home apart. Whether it's summer cookouts, evening gatherings, or lazy weekend afternoons, this outdoor space is ready for it all. And with the peace of mind that comes with a brand new hot water heater and an attached two-car garage, this home is as practical as it is beautiful.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$418,500
2.89% rateFHASave $1,186/mo

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