5708 High Desert
VA Assumable
2.81% Rate
50 photos
Click to enlarge

5708 High Desert

Fort Collins, CO 80528

5
Bedrooms
4
Bathrooms
4,219
Sq Ft

Payment Calculator

$5,319per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$48,750
$48,750$469,324
Secondary Financing8.5% Rate
$420,574
Blended rate5.39% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$5,855/mo
Assumable @ 2.81% + gap
$5,319/mo
$535less per month
$535
per month
$6,424
per year
$192,718
over 30 years

🏦 Loan Details

List Price
$975,000
Assumable Rate
2.81%
Remaining Balance
$506,859
Loan Type
VA
Est. Equity Gap
$469,324
Annual Taxes
$5,568
HOA/mo
$346

About This Home

Beautifully updated home in McClelland's Creek showcasing high-end finishes and thoughtful upgrades throughout. This 5-bedroom, 4-bath home offers an open and functional layout perfect for everyday living and entertaining, featuring a formal dining space, spacious loft, rich wood flooring, and a stunning stone fireplace. The kitchen is a true centerpiece with a gas range, double ovens, stainless steel appliances, an oversized island, quartz countertops, butler's pantry, and modern glass tile backsplash. The primary suite provides a relaxing retreat with a luxurious five-piece bath and a large walk-in closet.Major system updates add peace of mind, including a new and upgraded HVAC system (furnace and A/C) and tankless hot water heater in 2025, along with a new triple-insulated garage door with side-mount opener in 2024. The fully finished basement expands your living space with a wet bar, gym area, additional bedroom, and a beautifully designed bathroom with an oversized walk-in shower.Enjoy outdoor living with a covered patio, fire pit area, and a generously sized backyard. Additional features like a gas line for a grill and an air compressor line in the garage add everyday convenience and functionality.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$975,000
2.81% rateVASave $3,485/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472