1955 Ruffino
VA Assumable
2.74% Rate
50 photos
Click to enlarge

1955 Ruffino

Colorado Springs, CO 80921

5
Bedrooms
4
Bathrooms
3,274
Sq Ft

Payment Calculator

$4,588per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$41,245
$41,245$427,002
Secondary Financing8.5% Rate
$385,757
Blended rate5.58% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,953/mo
Assumable @ 2.74% + gap
$4,588/mo
$365less per month
$365
per month
$4,378
per year
$131,335
over 30 years

🏦 Loan Details

List Price
$824,900
Assumable Rate
2.74%
Remaining Balance
$397,898
Loan Type
VA
Est. Equity Gap
$427,002
Annual Taxes
$4,001
HOA/mo
$200

About This Home

Beautiful Classic Homes Sierra floorplan situated on a spacious .24-acre lot, built in 2020 and offering 5 bedrooms, 4 bathrooms, a loft, bonus space, and a 3-car garage with 3,274 sq ft of well-designed living space. The main level features laminate flooring throughout and an open-concept layout ideal for everyday living and entertaining. The kitchen includes granite countertops, white cabinetry, a center island, stainless steel appliances, electric range, under-cabinet lighting, and a newly added tile backsplash. The kitchen flows seamlessly into the bright living room creating a welcoming gathering space. Upstairs you’ll find three bedrooms plus a versatile loft area, perfect for a second living space, playroom, or office. The spacious primary suite includes a 5-piece bathroom featuring a pebble stone shower floor, soaking tub, and dual vanities. The finished basement expands the living space with 9-foot ceilings, a large family room, two additional bedrooms (one with a walk-in closet), and a full bathroom with tile floors and a tile surround tub/shower combo. Step outside to enjoy the beautifully improved backyard featuring a newly added deck and professional landscaping, creating an incredible outdoor living space for relaxing or entertaining. With modern finishes, generous square footage, and thoughtful upgrades inside and out, this home offers comfort, style, and space in a highly desirable community.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$824,900
2.74% rateVASave $3,119/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472