15131 Gaylord
FHA Assumable
3.45% Rate
50 photos
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15131 Gaylord

Thornton, CO 80602

4
Bedrooms
3
Bathrooms
2,779
Sq Ft

Payment Calculator

$3,578per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$36,495
$36,495$187,885
Secondary Financing8.5% Rate
$151,390
Blended rate4.55% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,383/mo
Assumable @ 3.45% + gap
$3,578/mo
$805less per month
$805
per month
$9,657
per year
$289,700
over 30 years

🏦 Loan Details

List Price
$729,900
Assumable Rate
3.45%
Remaining Balance
$540,945
Loan Type
FHA
Est. Equity Gap
$187,885
Annual Taxes
$8,229
HOA/mo
$240

About This Home

Welcome to 15131 Gaylord St in the sought-after Fairfield community—where space, style, and function finally meet. Built in 2018 by Richmond American, this beautifully designed 4-bedroom + loft, 3-bath home offers over 4,000 square feet of thoughtfully curated living.\r \r Right when you walk in, it just feels right. The main-level bedroom and full bath give you flexibility for guests, multigenerational living, or that perfect private office setup. Then you hit the kitchen—and this is where it gets dangerous. Gas range, double wall ovens, an oversized walk-in pantry… this isn’t a “nice kitchen,” this is a host everything kitchen. It flows seamlessly into the dining area and living space, anchored by a modern gas fireplace that actually makes the room feel finished.\r \r Tucked just off the main area is a planning center/pocket office—perfect for keeping life organized without sacrificing space elsewhere.\r \r Upstairs, the home opens up into a spacious loft that can flex however you need—movie nights, playroom, second living area, you name it. The primary suite delivers exactly what buyers are looking for: a true retreat with a luxury bath, soaking tub, walk-in shower, and an expansive closet that doesn’t disappoint.\r \r And then the practical stuff that actually matters—an oversized laundry room with a utility sink, plenty of storage, and a layout that just works.\r \r Sitting on a 6,500+ sq ft lot in one of Thornton’s most desirable communities, this home checks boxes most buyers don’t even realize they have—until they walk in.\r \r Schedule your showing before someone else beats you to it.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$729,900
3.45% rateFHASave $1,755/mo

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