10928 Memphis
FHA Assumable
4.17% Rate
50 photos
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10928 Memphis

Commerce City, CO 80022

5
Bedrooms
4
Bathrooms
3,747
Sq Ft

Payment Calculator

$3,464per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$34,450
$34,450$132,065
Secondary Financing8.5% Rate
$97,615
Blended rate4.82% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,137/mo
Assumable @ 4.17% + gap
$3,464/mo
$673less per month
$673
per month
$8,074
per year
$242,230
over 30 years

🏦 Loan Details

List Price
$689,000
Assumable Rate
4.17%
Remaining Balance
$556,935
Loan Type
FHA
Est. Equity Gap
$132,065
Annual Taxes
$8,251
HOA/mo
$140

About This Home

This beautifully designed 5-bedroom, 4-bathroom home offers the perfect blend of modern style, comfort, and privacy. Thoughtfully laid out with bedrooms positioned throughout, it provides ideal separation for family, guests, or work-from-home living. Enjoy true main-level living with a luxurious primary retreat, along with an additional bedroom and full bathroom—perfect for guests or a home office. At the heart of the home, the kitchen is a true showstopper, boasting granite countertops, a gas cooktop, stainless steel appliances, including double ovens, a large corner pantry, and an oversized island that’s perfect for gatherings. Upstairs, a spacious loft creates a versatile second living area, complemented by a private bedroom and bathroom—ideal for visitors, teens, or a quiet retreat. The finished basement adds even more flexibility, featuring two bedrooms and a bathroom. Step outside to a beautifully landscaped, low-maintenance backyard with year-round green AstroTurf—perfect for relaxing or entertaining without the upkeep. Tankless water heater, humidifier, water softener, and UV system included. Located near the golf course in the heart of the highly sought-after Reunion community, you’ll enjoy incredible amenities including walking trails, parks, pools, tennis and pickleball courts, a fitness center, and a neighborhood coffee house—all with reasonable HOA fees and convenient access to the airport and major highways. Homes like this are rare—schedule your showing today! Pre-listing inspection report available. Community amenities: https://reunionco.com/amenities/

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$689,000
4.17% rateFHASave $1,220/mo

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