1895 Nichols
VA Assumable
4.04% Rate
50 photos
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1895 Nichols

Centennial, CO 80122

4
Bedrooms
4
Bathrooms
2,700
Sq Ft

Payment Calculator

$5,879per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$39,250
$39,250$531,967
Secondary Financing8.5% Rate
$492,717
Blended rate6.41% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,714/mo
Assumable @ 4.04% + gap
$5,879/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$785,000
Assumable Rate
4.04%
Remaining Balance
$435,716
Loan Type
VA
Est. Equity Gap
$531,967
Annual Taxes
$5,595
HOA/mo
$93

About This Home

Tucked into a quiet cul-de-sac in the sought-after Four Lakes neighborhood, this move-in ready two-story home offers the perfect blend of comfort, space, and convenience. Situated on an expansive 0.45-acre lot, the property features thoughtfully designed outdoor areas including a play space, garden, BBQ zone, and an impressive deck and paver patio—ideal for entertaining or simply enjoying the private, serene surroundings. Located directly across from Abbott Park with playground and ball fields, the home provides easy access to recreation right outside your door.\r Inside, natural light pours through all-new Renewal by Andersen windows, showcasing the home’s mature landscaping and enhancing the bright, open feel. The main floor boasts an open-concept layout tailored for entertaining, highlighted by a high-end kitchen remodel with premium Bosch appliances, a large center island, and custom cabinetry. With over 2,700 square feet of living space, the home includes three bedrooms upstairs, an additional bedroom in the finished basement, and four bathrooms, offering flexibility for families, guests, or home office needs.\r Major system updates provide peace of mind, including a furnace, air conditioning unit, and water heater all replaced in 2022, along with an 8-year-old high-impact, hail-resistant roof. The property also features a spacious three-car garage and two storage sheds for all your storage needs. Residents can walk to and enjoy access to community amenities such as a pool and tennis/pickleball courts, all within the boundaries of Littleton’s top-rated schools, making this home an exceptional opportunity in a prime location.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$785,000
4.04% rateVASave $3,108/mo

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