15908 St. Paul
VA Assumable
3.92% Rate
50 photos
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15908 St. Paul

Thornton, CO 80602

3
Bedrooms
3
Bathrooms
2,476
Sq Ft

Payment Calculator

$4,117per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$34,750
$34,750$370,927
Secondary Financing8.5% Rate
$336,177
Blended rate6.25% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,173/mo
Assumable @ 3.92% + gap
$4,117/mo
$56less per month
$56
per month
$673
per year
$20,179
over 30 years

🏦 Loan Details

List Price
$695,000
Assumable Rate
3.92%
Remaining Balance
$324,073
Loan Type
VA
Est. Equity Gap
$370,927
Annual Taxes
$8,192
HOA/mo
$105

About This Home

From the moment you arrive, this thoughtfully designed ranch home is set apart by its rare position backing to protected open space, offering a sense of privacy and openness that’s increasingly hard to find. Inside, the home unfolds into a light-filled main living area that sets the tone for both everyday living and entertaining. The great room is warm and inviting, with natural light moving gently across the space throughout the day and a gas fireplace serving as a comfortable focal point, flowing seamlessly into a gourmet kitchen featuring a large island, gas cooktop with hood, and walk-in pantry. The kitchen offers abundant cabinetry, generous prep space, and a highly functional layout designed for both everyday use and entertaining, with the island naturally becoming a central gathering place for casual meals, conversation, and connection. Clean lines and thoughtful finishes create a space that feels both elevated and approachable. The dining area connects effortlessly to the outdoors, where a covered deck with retractable shades and an extended patio create a true indoor-outdoor living experience. Enjoy sweeping open space views, peaceful morning sunrises, and evenings gathered around the gas fire pit with built-in seating. The primary suite offers a quiet retreat with a spacious bedroom, dual vanities, oversized shower, and walk-in closet, while a dedicated office with glass French doors, an additional bedroom and full bath, and main-level laundry provide flexibility and convenience. The finished basement expands the home with a large family room, additional bedroom and bath, space for fitness or hobbies, and generous storage. A two-car garage with epoxy flooring, built-in cabinetry, and an EV charger adds everyday functionality. As a low-maintenance patio home, the property includes front yard landscaping along with sidewalk and driveway snow removal, allowing for easy lock-and-leave living—all within minutes of shopping, dining, and everyday conveniences.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$695,000
3.92% rateVASave $2,335/mo

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