1326 Delaware
FHA Assumable
3.98% Rate
50 photos
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1326 Delaware

Colorado Springs, CO 80909

4
Bedrooms
2
Bathrooms
1,892
Sq Ft

Payment Calculator

$2,833per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$18,000
$18,000$248,444
Secondary Financing8.5% Rate
$230,444
Blended rate6.28% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,162/mo
Assumable @ 3.98% + gap
$2,833/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$360,000
Assumable Rate
3.98%
Remaining Balance
$222,826
Loan Type
FHA
Est. Equity Gap
$248,444
Annual Taxes
$1,271

About This Home

Well maintained 4 bedroom, 2 bath home offering a functional layout and numerous updates. The main level features three bedrooms, one full bath, and hardwood flooring in excellent condition. The finished basement includes a private en suite with a walk in shower and closet, providing flexible living space. Major improvements include a Class 4 impact-resistant roof installed in Oct of 2023, a permitted basement remodel completed in 2016, and a sewer line repair from the home to the street completed in Nov 2020. The home is equipped with central air, a whole home humidifier, a convection oven and microwave, and an automatic sprinkler system serving both the front and back yards. Additional features include a 1-car attached garage, storage shed, and a negotiable sauna. While the interior reflects a more classic style, the property has been meticulously maintained throughout. Conveniently located near shopping, dining, and parks, this home offers both comfort and accessibility.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$360,000
3.98% rateFHASave $1,474/mo

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