1026 16th
FHA Assumable
4.1% Rate
50 photos
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1026 16th

Pueblo, CO 81003

4
Bedrooms
2
Bathrooms
2,234
Sq Ft

Payment Calculator

$1,231per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$9,450
$9,450$118,948
Secondary Financing8.5% Rate
$109,498
Blended rate6.63% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,135/mo
Assumable @ 4.1% + gap
$1,231/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$189,000
Assumable Rate
4.1%
Remaining Balance
$80,618
Loan Type
FHA
Est. Equity Gap
$118,948
Annual Taxes
$1,911

About This Home

Rare Pueblo West property offering space, freedom, and versatility on 1.01 acres with no HOA. This 2021-built modern ranch features 3 bedrooms, 2 bathrooms, and a bright open floor plan designed for comfortable living and entertaining. The kitchen is appointed with granite countertops and stainless steel appliances. The spacious primary bedroom includes a luxurious 5-piece bathroom, creating a private retreat. But what sets this home apart is the detached studio—perfect for a home office, gym, or guest space—along with a separate workshop and greenhouse, ideal for hobbies, gardening, or business use. Expansive lot provides room to grow, customize, or simply enjoy Colorado’s open skies. A unique opportunity combining modern living with unmatched flexibility.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$189,000
4.1% rateFHASave $684/mo

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