8340 James Creek
VA Assumable
3.02% Rate
50 photos
Click to enlarge

8340 James Creek

Colorado Springs, CO 80924

5
Bedrooms
4
Bathrooms
3,488
Sq Ft

Payment Calculator

$3,086per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$30,000
$30,000$224,507
Secondary Financing8.5% Rate
$194,507
Blended rate4.89% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,603/mo
Assumable @ 3.02% + gap
$3,086/mo
$516less per month
$516
per month
$6,197
per year
$185,914
over 30 years

🏦 Loan Details

List Price
$600,000
Assumable Rate
3.02%
Remaining Balance
$376,350
Loan Type
VA
Est. Equity Gap
$224,507
Annual Taxes
$3,563
HOA/mo
$32

About This Home

Colorado Living with Pikes Peak Views in Wolf Ranch. Welcome home to this spacious and beautifully maintained 2-story in the highly sought-after Wolf Ranch community and award-winning D20 school district. With 5 bedrooms, 4 bathrooms, and a 3-car garage, this home offers the space, layout, and location buyers are looking for. Step inside to an open and inviting floor plan featuring warm wood floors, a generous living area, and an eat-in kitchen complete with an island, stainless steel appliances, gas range, 42” maple cabinets, and walkout access to the back deck—perfect for enjoying those incredible Pikes Peak views. Upstairs, the spacious primary suite offers a relaxing retreat with a 5-piece bath, tile finishes, and a large walk-in closet. Additional bedrooms provide flexibility for family, guests, or a home office setup. The finished basement expands your living space even further with the 5th bedroom and attached full bathroom. The fenced backyard is ready for entertaining with a patio and fire pit—ideal for Colorado evenings with mountain views as your backdrop. Major system updates bring peace of mind, including a brand-new furnace and A/C (2025). Located just minutes from parks, schools, trails, and all that Wolf Ranch has to offer, this home combines comfort, value, and views in one incredible package. Don’t miss your chance to own a piece of Colorado living with an unbeatable location.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$600,000
3.02% rateVASave $1,798/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472