1040 Ancestra
VA Assumable
4.17% Rate
50 photos
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1040 Ancestra

Fountain, CO 80817

4
Bedrooms
3
Bathrooms
1,990
Sq Ft

Payment Calculator

$2,305per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,500
$22,500$100,314
Secondary Financing8.5% Rate
$77,814
Blended rate4.96% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,702/mo
Assumable @ 4.17% + gap
$2,305/mo
$397less per month
$397
per month
$4,763
per year
$142,880
over 30 years

🏦 Loan Details

List Price
$450,000
Assumable Rate
4.17%
Remaining Balance
$350,296
Loan Type
VA
Est. Equity Gap
$100,314
Annual Taxes
$1,654

About This Home

Welcome to your next home in beautiful north Fountain. This well-maintained residence offers 1,990 finished square feet with an additional 911 sq ft unfinished basement, ideal to finish for extra living space, a family room, home office, or guest suite, for a total of 2,901 sq ft. Fresh updates and pride of ownership make this a true turn-key home for today’s families. Abundant natural light fills the bright, open interior. The main level features durable, stylish luxury vinyl plank (LVP) flooring, while the updated kitchen boasts granite countertops, stainless steel appliances, and freshly painted cabinetry, perfect for meal prep and entertaining. Enjoy cozy evenings by the gas fireplace or stay cool with central air conditioning. Recent upgrades include a brand-new Class 4 Roof (2025), new furnace (2022), new water heater (2022), water purifier/softener, newer interior paint and new exterior paint (2025). The functional floor plan offers a spacious primary suite with private bath, three additional generously sized bedrooms, and three bathroomsl. A two car attached garage provides convenient parking and storage. Outside, a fully fenced, flat backyard is perfect for kids and pets. It includes a large maintenance free concrete patio perfect for grilling or relaxing with the family. The low maintenance design gives you more time to enjoy Colorado living. This home’s prime location is a major highlight: quick access to Fort Carson (ideal for military families) and Peterson Space Force Base, plus easy highway access to Colorado Springs. Shopping and dining nearby. Outdoor enthusiasts will love the proximity to Fountain Creek Regional Park & Nature Center. This property perfectly balances modern comforts, room to grow, and an unbeatable location in one of El Paso County’s family friendly, fast growing communities. Whether you’re a growing family, relocating for military service, or seeking excellent value with recent updates, this home delivers it all!

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$450,000
4.17% rateVASave $874/mo

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