4145 Sudbury
VA Assumable
2.76% Rate
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4145 Sudbury

Colorado Springs, CO 80908

4
Bedrooms
3
Bathrooms
2,616
Sq Ft

Payment Calculator

$3,369per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$37,450
$37,450$163,743
Secondary Financing8.5% Rate
$126,293
Blended rate3.78% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,497/mo
Assumable @ 2.76% + gap
$3,369/mo
$1,129less per month
$1,129
per month
$13,544
per year
$406,323
over 30 years

🏦 Loan Details

List Price
$749,000
Assumable Rate
2.76%
Remaining Balance
$586,568
Loan Type
VA
Est. Equity Gap
$163,743
Annual Taxes
$2,974

About This Home

This isn’t just a move-in-ready home; it is a residence optimized for peace of mind where the heavy lifting has already been handled. This Walden III ranch features a new Class 4 roof (transferable warranty), furnace, & water heater. The tone is set by genuine natural wood flooring that spans the open-concept main level, offering warmth & durability that only authentic materials provide. The vaulted ceilings & airy floor plan lead you past a front-facing bedroom that functions perfectly as a dedicated home office, positioned near a convenient main-floor three-quarter bath. The kitchen offers a functional & high-end aesthetic with premium natural stone surfaces, a central island, & updated stainless steel appliances accented by crown-molded cabinetry. The primary suite serves as a true sanctuary, anchored by a sleek electric fireplace & picturesque views of the surrounding scenery, complete with a five-piece ensuite bathroom featuring a double vanity & a dedicated walk-in closet. The main-floor laundry room includes an integrated sink & window with direct access to the attached two-car garage. The living experience extends into the full basement, newly remodeled to offer an expansive recreation room, two additional large bedrooms, & a beautifully updated bathroom. Storage is never an issue with a dedicated 17x17 ft storage room located on the lower level (or add a bedroom!). The .67-acre lot is a rare find with a full privacy fence & total lifestyle autonomy without HOA restrictions. The property provides a hobbyist’s edge, featuring a detached shop equipped with electricity, spray foam insulation, & drywall, ready for a studio, gym, or workspace. Outdoor enthusiasts will appreciate the dedicated rock-base RV pad with a gate, custom raised garden beds, & a cozy gas firepit nestled under the pines for private stargazing. With effortless access to both Denver & Colorado Springs, this home blends high-end mechanical integrity with the freedom of a private outdoor oasis.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$749,000
2.76% rateVASave $1,837/mo

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