443 Baker
FHA Assumable
3.53% Rate
50 photos
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443 Baker

Longmont, CO 80501

2
Bedrooms
1
Bathrooms
840
Sq Ft

Payment Calculator

$3,880per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,250
$26,250$481,906
Secondary Financing8.5% Rate
$455,656
Blended rate7.73% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,152/mo
Assumable @ 3.53% + gap
$3,880/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$525,000
Assumable Rate
3.53%
Remaining Balance
$83,537
Loan Type
FHA
Est. Equity Gap
$481,906
Annual Taxes
$2,342
HOA/mo
$89

About This Home

Charming bungalow set on an expansive lot in the heart of East Side Old Town Longmont. This historic home offers a thoughtful blend of updates and opportunity, with a freshly renovated kitchen and bathroom that bring a clean, functional feel to the interior. The redesigned kitchen makes excellent use of space, incorporating generous, well-integrated storage throughout, quartz countertops, gas stove, tile backsplash, and farmhouse sink. All appliances are new, including a stackable washer and dryer, adding everyday ease and efficiency. Natural light moves easily through the home, enhancing its classic, efficient layout.Outdoors, a decorative concrete patio creates an inviting area for dining, gardening, or quiet evenings, while the unusually large lot provides ample room for future expansion, outbuildings, or creative use. Alley access adds flexibility for parking, storage, or future improvements. A sprinkler system is already installed, supporting easy landscape maintenance, and an exterior shed adds valuable additional storage and flexibility. Whether you're seeking a manageable primary residence, an investment property, or a place with room to grow, 443 Baker Street presents a compelling balance of immediate livability and long-term potential.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$525,000
3.53% rateFHASave $2,872/mo

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