1213 Jamaica
FHA Assumable
2.89% Rate
50 photos
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1213 Jamaica

Aurora, CO 80010

3
Bedrooms
1
Bathrooms
973
Sq Ft

Payment Calculator

$1,809per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,250
$19,250$100,176
Secondary Financing8.5% Rate
$80,926
Blended rate4.13% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,312/mo
Assumable @ 2.89% + gap
$1,809/mo
$503less per month
$503
per month
$6,034
per year
$181,008
over 30 years

🏦 Loan Details

List Price
$385,000
Assumable Rate
2.89%
Remaining Balance
$285,483
Loan Type
FHA
Est. Equity Gap
$100,176
Annual Taxes
$2,705
HOA/mo
$30

About This Home

Welcome to 1213 Jamaica Street, a charming and updated ranch in Aurora offering the perfect blend of comfort, style, and everyday livability, all sitting on a massive lot with one of the largest backyards you’ll find in the area. This home also qualifies for Community Reinvestment Act (CRA) incentives, offering potential credits toward closing costs, prepaids, or interest rate buy-downs, creating an incredible opportunity for buyers. From the moment you walk in, it just feels easy. Natural light pours through oversized windows, hardwood floors add warmth, and the layout flows effortlessly for both daily living and entertaining. The updated kitchen features granite countertops, white cabinetry, stainless steel appliances, and a timeless arched doorway that brings in character and charm.\r With three bedrooms, there’s flexibility for a home office, guest space, or room to grow. The updated bathroom showcases modern tile and clean finishes, giving the home a true move-in ready feel. The backyard is the standout. Fully fenced, incredibly spacious, and hard to find in today’s Aurora real estate market, it offers endless potential for entertaining, pets, gardening, or future expansion. The covered patio creates an easy indoor-outdoor lifestyle perfect for Colorado evenings. Located just minutes from Stanley Marketplace, Central Park, Del Mar Park, Anschutz Medical Campus, Lowry, and major commuter routes, you’ll have quick access to Denver, DIA, dining, shopping, and parks. Whether you’re a first-time homebuyer, investor, or searching for a move-in ready home with a large lot in Aurora, 1213 Jamaica Street delivers on space, updates, location, and value.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$385,000
2.89% rateFHASave $965/mo

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