4374 Galapago
FHA Assumable
3.62% Rate
50 photos
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4374 Galapago

Englewood, CO 80110

4
Bedrooms
2
Bathrooms
1,637
Sq Ft

Payment Calculator

$3,121per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$29,750
$29,750$202,582
Secondary Financing8.5% Rate
$172,832
Blended rate5.11% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,573/mo
Assumable @ 3.62% + gap
$3,121/mo
$451less per month
$451
per month
$5,417
per year
$162,524
over 30 years

🏦 Loan Details

List Price
$595,000
Assumable Rate
3.62%
Remaining Balance
$393,264
Loan Type
FHA
Est. Equity Gap
$202,582
Annual Taxes
$3,350
HOA/mo
$100

About This Home

Step into this picture-perfect 4-bedroom, 2-bath bungalow that feels like it’s straight out of a Pottery Barn catalog. Every detail has been thoughtfully curated, blending timeless charm with modern updates. The heart of the home is the inviting kitchen, where quartz countertops sparkle against stylish cabinetry, and subway tile and create the perfect gathering space for family and friends. Both bathrooms have been beautifully refreshed with the same elegant quartz surfaces, offering a touch of luxury to everyday living. The primary suite is a true retreat, featuring a huge custom walk-in closet designed for organization and style lovers alike. The master currently is located on the lower level. The master can be relocated to one of the upper level rooms creating a huge extra living space in the lower level if you chose. Two additional bedrooms provide flexibility for family, guests, or a home office, PLUS a bonus walk-in mud room/office/bedroom. Outside, the large lot offers plenty of room to garden, play, or simply enjoy Colorado’s sunshine. And for those who love to create or need extra space, the oversized garage/workshop is an absolute dream—perfect for projects, storage, or a home studio. This bungalow is more than a house—it’s a home with heart, where warmth, character, and style come together in one unforgettable package.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$595,000
3.62% rateFHASave $1,541/mo

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