21074 Hampden
VA Assumable
3.53% Rate
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21074 Hampden

Aurora, CO 80013

4
Bedrooms
4
Bathrooms
3,304
Sq Ft

Payment Calculator

$4,832per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$35,700
$35,700$507,590
Secondary Financing8.5% Rate
$471,890
Blended rate6.70% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,287/mo
Assumable @ 3.53% + gap
$4,832/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$714,000
Assumable Rate
3.53%
Remaining Balance
$267,138
Loan Type
VA
Est. Equity Gap
$507,590
Annual Taxes
$6,026
HOA/mo
$1,030

About This Home

Pride of ownership radiates throughout this beautifully maintained one-owner home, thoughtfully updated inside and out for truly turn-key living. From the moment you step inside, the care and attention this home has received is unmistakable.\r \r The main level features new carpet installed in 2025 and refinished hardwood floors that bring warmth and character to the space. The kitchen has been tastefully updated with granite countertops, professionally refinished cabinetry, and a stylish new backsplash, creating a bright and functional hub for everyday living and entertaining.\r \r Upstairs, all bedrooms are conveniently located on the same level along with the main-floor laundry, offering comfort and ease for busy households.\r \r The professionally finished basement (2019) adds exceptional versatility with a private bedroom, a modern bathroom with a walk-in shower, a cozy living area, a wet bar, and a flexible bonus room perfect for a home office, gym, or hobby space.\r \r Major exterior improvements provide peace of mind and long-term value, including a Class 4 impact-resistant roof installed in 2024 with a transferable warranty, fresh exterior paint (2024), and a stamped concrete patio and walkway resealed in 2026—ideal for outdoor gatherings and low-maintenance enjoyment.\r \r Additional highlights include an oversized 3-car garage and an installed radon mitigation system.\r \r Located in the highly sought-after Cherry Creek School District, this home offers easy access to Buckley SFB, E-470, shopping, dining, neighborhood parks, and scenic walking trails.\r \r This is a home that has been genuinely cared for, thoughtfully improved, and is ready to welcome its next owner.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$714,000
3.53% rateVASave $2,950/mo

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