2567 Cutters
FHA Assumable
2.8% Rate
50 photos
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2567 Cutters

Castle Rock, CO 80108

2
Bedrooms
2
Bathrooms
1,205
Sq Ft

Payment Calculator

$1,720per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,450
$19,450$75,828
Secondary Financing8.5% Rate
$56,378
Blended rate3.67% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,336/mo
Assumable @ 2.8% + gap
$1,720/mo
$616less per month
$616
per month
$7,386
per year
$221,581
over 30 years

🏦 Loan Details

List Price
$389,000
Assumable Rate
2.8%
Remaining Balance
$313,172
Loan Type
FHA
Est. Equity Gap
$75,828
Annual Taxes
$2,328
HOA/mo
$276

About This Home

Located in the highly desirable Cutters Ridge at Sapphire Pointe, this beautifully maintained two-story end unit townhome offers the perfect blend of comfort, privacy, and low-maintenance living. Filled with natural light, the open and inviting floor plan features high ceilings, large windows, a cozy gas fireplace, and plantation shutters throughout that add a timeless, upscale touch. The layout flows seamlessly between the living, dining, and kitchen areas, making it ideal for both everyday living and entertaining. The kitchen offers granite countertops, ample cabinetry, and direct access to a private patio, perfect for relaxing or hosting, with added privacy from the end unit location. Upstairs, you will find two spacious bedrooms featuring recently replaced carpet for a clean, move-in-ready feel, including a primary bedroom with dual closets providing excellent storage. The home offers a functional layout with a full bathroom upstairs and a convenient powder room on the main level. The full basement provides excellent flexibility, offering space for a future rec room, home gym, office, or additional storage, an opportunity to build equity over time. A one-car detached garage provides secure parking and additional storage, conveniently located just across from the unit for easy access. The HOA covers exterior maintenance, snow removal, trash, landscaping, and access to a pool and clubhouse, along with major exterior components such as roof and paint, creating a true lock-and-leave lifestyle. Conveniently located near shopping, dining, and with easy access to I-25 for commuting. An exceptional opportunity to own a bright, private end unit offering comfort, functionality, and long-term value in one of Castle Rock’s most sought-after communities.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$389,000
2.8% rateFHASave $900/mo

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