1242 Idalia
FHA Assumable
2.74% Rate
50 photos
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1242 Idalia

Aurora, CO 80017

2
Bedrooms
2
Bathrooms
1,592
Sq Ft

Payment Calculator

$1,443per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$15,500
$15,500$71,089
Secondary Financing8.5% Rate
$55,589
Blended rate3.79% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,861/mo
Assumable @ 2.74% + gap
$1,443/mo
$419less per month
$419
per month
$5,023
per year
$150,675
over 30 years

🏦 Loan Details

List Price
$310,000
Assumable Rate
2.74%
Remaining Balance
$249,065
Loan Type
FHA
Est. Equity Gap
$71,089
Annual Taxes
$2,324
HOA/mo
$405

About This Home

Tucked into a quiet, very private setting, this inviting home backs directly to a greenbelt—offering peaceful views, added space, and a rare sense of seclusion. Its tucked-away location also means parking is never a hassle, providing extra convenience for both residents and guests.\r \r The upper level features two spacious bedrooms, each with its own private full bathroom—an ideal setup for roommates, guests, or added comfort and flexibility.\r \r On the main floor, you’ll find a welcoming living area, a well-appointed kitchen with included appliances, and a cozy breakfast nook that opens to the back deck. Step outside to enjoy Colorado’s beautiful weather—perfect for grilling or relaxing—with an enclosed storage area for added functionality. A convenient guest bathroom completes this level.\r \r The finished basement expands your living space with a versatile family room and walk-out access to a patio—great for entertaining or creating a second living area.\r \r Enjoy the best of both worlds with a private, nature-filled backdrop and easy access to shopping, a nearby mall, and Highway 225 for an easy commute. You’re also just minutes from a local state park and reservoir, offering endless opportunities for outdoor recreation.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$310,000
2.74% rateFHASave $760/mo

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