1721 21st
VA Assumable
2.24% Rate
50 photos
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1721 21st

Greeley, CO 80631

5
Bedrooms
2
Bathrooms
3,362
Sq Ft

Payment Calculator

$2,756per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$25,750
$25,750$255,262
Secondary Financing8.5% Rate
$229,512
Blended rate5.18% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,092/mo
Assumable @ 2.24% + gap
$2,756/mo
$336less per month
$336
per month
$4,034
per year
$121,008
over 30 years

🏦 Loan Details

List Price
$515,000
Assumable Rate
2.24%
Remaining Balance
$259,737
Loan Type
VA
Est. Equity Gap
$255,262
Annual Taxes
$2,920
HOA/mo
$250

About This Home

Here's your chance to own a piece of Greeley's history. This beautifully preserved 1946 Tudor-inspired brick cottage is set on an expansive half-acre lot in one of the city's most established and sought-after locations, just minutes from North Colorado Medical Center. With 5 bedrooms and 2 bathrooms, this home blends timeless character with thoughtful updates, featuring arched entryways, unique architectural lines, and a charming turret-like corner that define its classic appeal. Inside, original plaster and shiplap have been carefully restored, complemented by fresh interior paint and new luxury vinyl plank flooring on the main level. The main bath has been professionally restored to its original style, complete with a cast iron tub that anchors the home's historic charm. Major systems have been addressed for peace of mind, including a new furnace and AC in 2022, a roof replaced in 2018, and an active radon mitigation system. Outside, the property truly shines with mature trees, ivy-covered brick, a newly installed sprinkler system, and a sense of space and privacy that is increasingly rare. The nearly 700 square foot detached garage provides ample room for vehicles, storage, or a workshop. An owned security system is also included. This is a rare opportunity to own a distinctive historical home with land, character, and key updates already in place, all priced well below market value for a quick sale. A 1-year First American Eagle Premier Home Warranty is included for added confidence. Showings begin May 1, 2026.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$515,000
2.24% rateVASave $1,966/mo

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