5325 Trails Edge
FHA Assumable
4.98% Rate
50 photos
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5325 Trails Edge

Castle Rock, CO 80104

3
Bedrooms
2
Bathrooms
1,637
Sq Ft

Payment Calculator

$3,315per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$31,245
$31,245$89,171
Secondary Financing8.5% Rate
$57,926
Blended rate5.32% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,752/mo
Assumable @ 4.98% + gap
$3,315/mo
$438less per month
$438
per month
$5,251
per year
$157,516
over 30 years

🏦 Loan Details

List Price
$624,900
Assumable Rate
4.98%
Remaining Balance
$535,728
Loan Type
FHA
Est. Equity Gap
$89,171
Annual Taxes
$3,701
HOA/mo
$85

About This Home

Welcome to this beautifully maintained 3-bedroom, 2-bath ranch home in Castle Rock, offering desirable main-level living in the highly sought-after Crystal Valley Ranch. This east-facing home features an open-concept layout designed for both everyday comfort and effortless entertaining. The spacious living area seamlessly connects to the dining space and modern kitchen, complete with luxury vinyl plank flooring, granite countertops, a large center island, abundant cabinetry, and generous counter space—ideal for gathering and hosting. The private primary suite provides a peaceful retreat, while two additional bedrooms offer versatility for guests, a home office, or hobby space. A large unfinished basement with plumbing rough-ins presents exceptional potential to build equity—perfect for adding bedrooms, a bathroom, a home gym, media room, or expanded living space. \r Step outside to enjoy Colorado’s outdoor lifestyle on the covered patio—perfect for relaxing, entertaining, or catching your favorite game. Nestled in the scenic foothills, this home offers the perfect blend of small-town charm and commuter convenience, with easy access to Denver, Colorado Springs, and I-25, as well as nearby parks, trails, and open space. Life in Crystal Valley Ranch is more than just a home—it’s a lifestyle. Residents enjoy miles of scenic trails, parks, playgrounds, open space, and a community recreation center featuring a pool and fitness amenities. All just minutes from historic Downtown Castle Rock, with shopping, dining, and everyday conveniences close at hand. Don’t miss this exceptional opportunity in one of Castle Rock’s most desirable communities. Buyer and agent to verify legal description, zoning, square footage, parking, HOAs, taxes, permits, loan conformity, finished square footage, CubiCasa layout/measurements, and all information on MLS printout 9213597

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$624,900
4.98% rateFHASave $701/mo

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