5315 Shirley
FHA Assumable
2.96% Rate
50 photos
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5315 Shirley

Lakewood, CO 80232

3
Bedrooms
1
Bathrooms
985
Sq Ft

Payment Calculator

$1,891per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,000
$22,000$61,540
Secondary Financing8.5% Rate
$39,540
Blended rate3.48% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,642/mo
Assumable @ 2.96% + gap
$1,891/mo
$751less per month
$751
per month
$9,007
per year
$270,204
over 30 years

🏦 Loan Details

List Price
$440,000
Assumable Rate
2.96%
Remaining Balance
$378,460
Loan Type
FHA
Est. Equity Gap
$61,540
Annual Taxes
$2,597
HOA/mo
$370

About This Home

Welcome to this beautifully maintained 3-bedroom, 1-bath home in a prime central location! Just minutes from the Belmar Shopping Center, you’ll enjoy easy access to shopping, dining, and some of the area’s best local restaurants.\r \r Inside, you’ll find an open and inviting layout perfect for both everyday living and entertaining. The kitchen features quartz countertops and matching stainless steel appliances, flowing seamlessly into the main living space. Cozy up by the fireplace or host gatherings with ease in this functional and welcoming floor plan.\r \r Step outside to a spacious backyard designed for entertaining, whether it’s summer BBQs or relaxing evenings. The property also includes a detached 1-car garage and has been well cared for, making it truly move-in ready.\r \r With its ideal location, thoughtful updates, and great indoor-outdoor living, this home is a must-see! Schedule a private showing today! Robert Gallegos 720-231-9220

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$440,000
2.96% rateFHASave $871/mo

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