4304 Ceylon
VA Assumable
3.77% Rate
50 photos
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4304 Ceylon

Aurora, CO 80015

3
Bedrooms
2
Bathrooms
1,602
Sq Ft

Payment Calculator

$2,780per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$25,000
$25,000$213,699
Secondary Financing8.5% Rate
$188,699
Blended rate5.65% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,002/mo
Assumable @ 3.77% + gap
$2,780/mo
$222less per month
$222
per month
$2,667
per year
$80,006
over 30 years

🏦 Loan Details

List Price
$500,000
Assumable Rate
3.77%
Remaining Balance
$286,300
Loan Type
VA
Est. Equity Gap
$213,699
Annual Taxes
$2,585
HOA/mo
$411

About This Home

Close proximity to Quincy Reservoir • Cul-de-sac location • RV, boat, and trailer parking with NO HOA • Wheelchair accessible with ramp and chair lift.\r \r Located in Summer Lake, this single-family home features engineered hardwood floors along with a kitchen and bathrooms that have been updated over time. The kitchen includes refreshed cabinetry and finishes suited for everyday use. Main-level laundry with additional hookups available in the basement.\r \r Major system updates include a newer furnace, 100 AMP electrical service, and a roof replaced in 2024. Solar panels provide energy efficiency, and mini-split systems extend into the insulated garage, supporting additional flexibility for how the space can be used.\r \r Outdoor features include a covered front porch, landscaped front yard with irrigation and lighting, and an expanded driveway completed in 2019 that accommodates RV, boat, or trailer parking, ideal for those looking to store recreational vehicles near Quincy Reservoir. The backyard includes two storage sheds along with usable outdoor space.\r \r The insulated two-car attached garage offers extended functionality and is complemented by mini-splits to allow for additional workspace. An unfinished basement provides generous storage or future finishing potential. Accessibility features include ramp entry and an installed chair lift.\r \r Positioned on a cul-de-sac with convenient access to E-470 and major commuting routes. Quincy Reservoir (approx. 0.8 mi) and Cherry Creek State Park (approx. 3.5 mi) offer nearby trails, open space, and water recreation. Grocery, dining, and daily services are within a short drive.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$500,000
3.77% rateVASave $1,470/mo

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