881 Delta
FHA Assumable
3.02% Rate
50 photos
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881 Delta

Denver, CO 80221

5
Bedrooms
3
Bathrooms
2,476
Sq Ft

Payment Calculator

$2,525per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$24,750
$24,750$179,835
Secondary Financing8.5% Rate
$155,085
Blended rate4.83% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,972/mo
Assumable @ 3.02% + gap
$2,525/mo
$448less per month
$448
per month
$5,372
per year
$161,166
over 30 years

🏦 Loan Details

List Price
$495,000
Assumable Rate
3.02%
Remaining Balance
$315,164
Loan Type
FHA
Est. Equity Gap
$179,835
Annual Taxes
$3,516
HOA/mo
$401

About This Home

Ranch home on a generous lot, featuring a versatile layout with a fully finished basement, and 2nd separate entrance and driveway—ideal for multi-generational living, rental, or private guest quarters. The bright main-level living room showcases wood flooring. The upgraded kitchen offers LVP flooring, granite countertops, and a stylish backsplash, creating a functional and modern cooking space.\r \r The main level includes a primary bedroom with a private and updated 3/4 bathroom featuring a walk-in shower and upgraded vanity. Two additional bedrooms and a fully updated bathroom with tile flooring and a shower/tub combo complete the main level.\r \r Downstairs, the finished basement adds exceptional versatility to the home, featuring a private entrance and separate driveway. This setup is ideal for multi-generational living, offering independence and privacy, or for use as a rental unit or guest suite with its own dedicated access. The lower level includes a comfortable living area, two additional bedrooms, an upgraded 3/4 bathroom with a walk-in shower, and a flex room ideal for an office, gym, kitchen space, or additional storage.\r \r Close to shopping, dining, and everyday amenities, with access to outdoor recreation including Sherrelwood Park and Clear Creek Park.\r \r Near major highways including I25, Hwy 36, and I70, providing easy access for commuting to DIA, Denver, Boulder, and Mountain getaways. \r \r With thoughtful upgrades throughout, a flexible floor plan, and income-producing potential, this property offers the complete package. Schedule a showing today!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$495,000
3.02% rateFHASave $1,457/mo

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