10037 Clayton
FHA Assumable
2.81% Rate
50 photos
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10037 Clayton

Thornton, CO 80229

3
Bedrooms
3
Bathrooms
1,674
Sq Ft

Payment Calculator

$2,390per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$25,750
$25,750$131,119
Secondary Financing8.5% Rate
$105,369
Blended rate4.04% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,092/mo
Assumable @ 2.81% + gap
$2,390/mo
$703less per month
$703
per month
$8,434
per year
$253,013
over 30 years

🏦 Loan Details

List Price
$515,000
Assumable Rate
2.81%
Remaining Balance
$383,880
Loan Type
FHA
Est. Equity Gap
$131,119
Annual Taxes
$3,155

About This Home

A rare blend of refreshed interiors and an inviting connection to the outdoors defines this bright and welcoming residence. A full interior and exterior refresh sets the tone, with new paint throughout and updated LVT flooring paired with plush new carpet. Natural light pours in through expansive, east-facing windows, filling the home with warmth from sunrise onward. The layout is both functional and versatile, featuring two distinct living areas that easily accommodate everyday living, entertaining or work-from-home needs. The kitchen is equipped with new appliances, including a refrigerator and dishwasher, while the adjacent dining area opens to an elevated deck. Each bedroom is generously sized, including a primary suite with its own en-suite bath for added privacy and convenience. Downstairs, an unfinished basement presents a blank canvas for future expansion, whether envisioning additional living space, a home gym or creative studio. Outside, the large lot offers ample room to enjoy, garden or play, all while benefiting from the peaceful backdrop of the park just across the street.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$515,000
2.81% rateFHASave $1,317/mo

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