2225 Mountain Sage
FHA Assumable
3.45% Rate
50 photos
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2225 Mountain Sage

Highlands Ranch, CO 80126

3
Bedrooms
3
Bathrooms
2,952
Sq Ft

Payment Calculator

$3,731per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$37,450
$37,450$209,672
Secondary Financing8.5% Rate
$172,222
Blended rate4.67% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,497/mo
Assumable @ 3.45% + gap
$3,731/mo
$766less per month
$766
per month
$9,197
per year
$275,921
over 30 years

🏦 Loan Details

List Price
$749,000
Assumable Rate
3.45%
Remaining Balance
$539,328
Loan Type
FHA
Est. Equity Gap
$209,672
Annual Taxes
$4,835
HOA/mo
$174

About This Home

Make this Highlands Ranch home yours today! Welcome to 2225 Mountain Sage Drive in the heart of Highlands Ranch, where comfort, functionality, and Colorado lifestyle come together seamlessly. This well-maintained home offers a bright, open floor plan with abundant natural light, spacious living areas, and thoughtful updates throughout. The kitchen flows effortlessly into the main living space, making it ideal for both everyday living and entertaining, while generous bedrooms provide flexibility for families, guests, or a home office setup. Step outside to a private backyard perfect for relaxing evenings, outdoor dining, or enjoying Colorado’s sunshine year-round. New roof and new roof decking in 2026. New radon system installed in 2026. New primary bathroom shower tile. New appliances and hot water heater. Updated light fixtures and ceiling fans. Highlands Ranch is a top-rated community & features 4 world class rec. centers & many community events. Highly desirable Timberline Ridge community has its own private outdoor pool! Top rated Douglas County schools include Mountain Ridge & Mountain Vista middle & high schools. Sand Creek Park is just one block away and features abundant space for walking, jogging & biking. This also connects to the Douglas County East West Trail for endless outdoor opportunities!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$749,000
3.45% rateFHASave $1,882/mo

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