3120 Woodbine
VA Assumable
3.89% Rate
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3120 Woodbine

Johnstown, CO 80534

5
Bedrooms
4
Bathrooms
2,928
Sq Ft

Payment Calculator

$4,490per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$29,650
$29,650$469,858
Secondary Financing8.5% Rate
$440,208
Blended rate6.90% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,561/mo
Assumable @ 3.89% + gap
$4,490/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$593,000
Assumable Rate
3.89%
Remaining Balance
$234,668
Loan Type
VA
Est. Equity Gap
$469,858
Annual Taxes
$3,562
HOA/mo
$275

About This Home

Comfortable one-story living featuring outstanding multigenerational opportunity with two primary bedroom suites. 2.25% interest rate on assumable VA mortgage for qualifying veteran. The main level has a spacious vaulted living room, real hardwood flooring in kitchen and eating area, three bedrooms and laundry area. The main level primary bedroom includes en suite 5-piece bath and walk-in closet. ADA-compliant roll-in shower in hall bath. ADA features throughout the home. The walk-out basement has a private entrance and features a living area and kitchen, two bedrooms and two baths. The second primary bedroom on the basement level has a private full bath with jetted soaking tub. Basement is wired and plumbed for additional laundry area. You save with no metro district. Modest HOA fee of $275 per year. Solar system (owned free and clear) adds to affordability. Stay cool during hot summer days with central A/C. On chilly winter nights, you have the choice of two gas fireplaces to cozy up to. Includes two range/ovens, two dishwashers, two microwaves, the refrigerator and clothes washer and dryer. Attractive stucco exterior and covered deck. Manicured landscaping. Oversized two-car garage. Home backs to HOA maintained open space with unobstructed views of plains and new Johnstown golf course. Well-maintained, neat, and tidy. Consider this a personal invitation. Please schedule your private showing today.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$593,000
3.89% rateVASave $2,702/mo

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