12238 Idalia
FHA Assumable
3.89% Rate
50 photos
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12238 Idalia

Commerce City, CO 80603

3
Bedrooms
3
Bathrooms
2,516
Sq Ft

Payment Calculator

$2,865per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,250
$28,250$139,975
Secondary Financing8.5% Rate
$111,725
Blended rate4.85% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,393/mo
Assumable @ 3.89% + gap
$2,865/mo
$528less per month
$528
per month
$6,331
per year
$189,920
over 30 years

🏦 Loan Details

List Price
$565,000
Assumable Rate
3.89%
Remaining Balance
$425,816
Loan Type
FHA
Est. Equity Gap
$139,975
Annual Taxes
$5,290
HOA/mo
$33

About This Home

BEAUTIFUL home located in a wonderful community!! From the moment you enter you’ll appreciate the vaulted ceilings and inviting foyer that set the tone for this spacious and well-maintained home. The kitchen offers 42" cabinets, a tile backsplash, stainless steel appliances, and abundant cabinet and counter space. A convenient bar area connects to the formal dining room, making it ideal for holiday gatherings and entertaining. The spacious family room features a gas fireplace, creating a warm and comfortable gathering space. Upstairs you’ll find three bedrooms, including a generous primary suite with a walk-in shower, oval soaking tub, double sinks, and a large walk-in closet. The two secondary bedrooms share a nicely updated bathroom. A full unfinished basement offers excellent potential for future living space, storage, or customization. Outside enjoy the large backyard with a deck and mature trees that provide added privacy and a great space to host those summer BBQs. Additional highlights include a 3-car tandem garage, new interior paint, freshly painted cabinets, new carpet throughout, new baseboards, and tile flooring. Conveniently located near schools, restaurants, DIA, and E-470, and just a 25-minute drive to Downtown Denver. This home combines comfort, space, and style! Don’t miss your opportunity to make this AMAZING home yours!!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$565,000
3.89% rateFHASave $1,222/mo

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