6850 Phantom
VA Assumable
3.31% Rate
50 photos
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6850 Phantom

Colorado Springs, CO 80925

4
Bedrooms
3
Bathrooms
2,382
Sq Ft

Payment Calculator

$2,465per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$24,495
$24,495$153,901
Secondary Financing8.5% Rate
$129,406
Blended rate4.76% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,942/mo
Assumable @ 3.31% + gap
$2,465/mo
$477less per month
$477
per month
$5,719
per year
$171,571
over 30 years

🏦 Loan Details

List Price
$489,900
Assumable Rate
3.31%
Remaining Balance
$335,245
Loan Type
VA
Est. Equity Gap
$153,901
Annual Taxes
$4,710

About This Home

Welcome to 6850 Phantom Way—where main level Colorado living shows off a little. Nestled on one of the largest lots in the sought-after Meadows at Lorson Ranch bordering trail access, this thoughtfully designed ranch-style home blends everyday comfort with fabulous mountain views. Step inside to a bright, open layout where warm wood LVP floors, vaulted ceilings, and expansive windows frame views of the Front Range—the kind of backdrop that truly never gets old. The great room flows seamlessly into a well-appointed kitchen featuring stainless steel appliances with a gas range for a serious chef, rich espresso cabinetry, 42" uppers, and a large granite island perfect for gathering along with a pantry and lots of counter space. The main-level primary suite offers a private retreat, a spacious walk-in closet with custom built in storage, and a spa-inspired five-piece bath with soaking tub, standalone shower, and double vanity. A second bedroom and full bath on the main provide extra room, while the conveniently located laundry room simplifies daily living. No need to go downstairs unless you feel like it! The professionally finished basement is filled with natural light and offers a massive recreation room, two oversized bedrooms with walk-in closets, a full bath, and great storage—ideal for relaxing, entertaining, or creating separate living spaces. Outside, enjoy an enormous fully fenced, flat yard perfect for play or quiet evenings, plus a generous concrete patio made for soaking in Colorado sunsets. Automatic sprinklers and low-maintenance features make upkeep easy. Located just minutes from Fort Carson, Peterson Space Force Base, and Schriever Space Force Base, with quick access to shopping, dining, schools, and outdoor recreation, this home offers the perfect balance of convenience and tranquility. Click the Virtual Tour link to view the 3D walkthrough. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$489,900
3.31% rateVASave $1,261/mo

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