2036 Balsam
FHA Assumable
3.08% Rate
50 photos
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2036 Balsam

Lakewood, CO 80227

2
Bedrooms
3
Bathrooms
1,296
Sq Ft

Payment Calculator

$2,134per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$20,750
$20,750$154,003
Secondary Financing8.5% Rate
$133,253
Blended rate4.91% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,492/mo
Assumable @ 3.08% + gap
$2,134/mo
$358less per month
$358
per month
$4,297
per year
$128,901
over 30 years

🏦 Loan Details

List Price
$415,000
Assumable Rate
3.08%
Remaining Balance
$260,434
Loan Type
FHA
Est. Equity Gap
$154,003
Annual Taxes
$2,467
HOA/mo
$407

About This Home

Charming 2-bedroom, 3-bath townhome in desirable Lakewood location! This home features an open and functional floor plan with a bright living area and a well-appointed kitchen complete with stainless steel appliances and ample cabinet space.\r Upstairs, the spacious primary suite offers a private deck—perfect for relaxing or enjoying morning coffee—along with an en-suite bath. A second bedroom and full bathroom provide additional comfort and flexibility.\r The finished basement adds valuable living space ideal for a family room, home office, or guest area, plus an additional storage for convenience. Additional highlights include a 2-car attached garage and low-maintenance living.\r Conveniently located near shopping, dining, parks, and major commuter routes. Don’t miss this opportunity to own a well-maintained townhome in a prime Lakewood location!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$415,000
3.08% rateFHASave $1,260/mo

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