2108 Oakcrest
FHA Assumable
3.23% Rate
50 photos
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2108 Oakcrest

Castle Rock, CO 80104

2
Bedrooms
2
Bathrooms
1,092
Sq Ft

Payment Calculator

$1,555per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$15,750
$15,750$92,098
Secondary Financing8.5% Rate
$76,348
Blended rate4.57% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,891/mo
Assumable @ 3.23% + gap
$1,555/mo
$337less per month
$337
per month
$4,041
per year
$121,239
over 30 years

🏦 Loan Details

List Price
$315,000
Assumable Rate
3.23%
Remaining Balance
$222,902
Loan Type
FHA
Est. Equity Gap
$92,098
Annual Taxes
$1,583
HOA/mo
$300

About This Home

Affordable homeownership in Castle Rock is getting harder to find, and this is your chance to get in. This move-in ready, two-story townhome offers the separation of living and sleeping spaces that buyers love, giving it the feel of a single-family home with the convenience of low-maintenance living.\r \r The bright main level features an inviting living room, a convenient guest bath, and a functional kitchen with ample storage. Upstairs, you’ll find two generously sized bedrooms and a full bath, creating a comfortable and private retreat.\r \r Whether you’re buying your first home, downsizing, or looking for a smart investment, this property checks the boxes. Enjoy central A/C, two off-street parking spaces, and easy access to parks, trails, shopping, dining, and I-25 for a quick commute to Denver or Colorado Springs.\r \r Priced below comparable active homes, this is one of the best opportunities to own in Castle Rock without sacrificing location or functionality. Don’t wait, homes offering this combination of value and location don’t stay available forever.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$315,000
3.23% rateFHASave $783/mo

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