12644 Highland Oaks
VA Assumable
2.76% Rate
50 photos
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12644 Highland Oaks

Colorado Springs, CO 80921

6
Bedrooms
5
Bathrooms
5,306
Sq Ft

Payment Calculator

$4,929per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$47,500
$47,500$390,389
Secondary Financing8.5% Rate
$342,889
Blended rate4.94% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$5,704/mo
Assumable @ 2.76% + gap
$4,929/mo
$775less per month
$775
per month
$9,303
per year
$279,088
over 30 years

🏦 Loan Details

List Price
$950,000
Assumable Rate
2.76%
Remaining Balance
$560,864
Loan Type
VA
Est. Equity Gap
$390,389
Annual Taxes
$1,799
HOA/mo
$75

About This Home

Welcome to an extraordinary offering in the prestigious Middle Creek Manor community—where refined design, expansive living, and modern luxury come together seamlessly. This stunning residence delivers the perfect balance of elegance and functionality, thoughtfully designed to accommodate both everyday living and upscale entertaining. From the moment you arrive, the home’s impressive curb appeal and oversized 3-car garage set the tone for what awaits inside. Step through the grand entryway to discover a light-filled interior highlighted by soaring ceilings, expansive windows, and high-end finishes throughout. The main level creates a seamless flow between the living, dining, and kitchen spaces, offering an ideal setting for gatherings of any size. The chef’s kitchen is a true centerpiece—featuring premium appliances, generous counter space, and a large island designed for both culinary creativity and casual conversation. The luxurious primary suite serves as a private retreat, complete with a spa-inspired ensuite bath and a spacious walk-in closet. Additional bedrooms are generously sized and thoughtfully positioned, providing comfort and privacy for all. With six total bedrooms and five bathrooms, this home offers incredible flexibility for multi-generational living, guest accommodations, or dedicated work-from-home spaces. The fully finished lower level expands your living options even further, with a media room, recreation space, and a beautiful kitchenette with attached dining. Situated on a desirable lot, this home offers a peaceful setting while remaining conveniently close to top-rated schools, parks, shopping, and dining. Every detail has been carefully considered to deliver a truly elevated living experience. Luxury, space, and sophistication—this is Colorado living at its finest.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$950,000
2.76% rateVASave $3,160/mo

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