4413 Rockcress
FHA Assumable
4.05% Rate
50 photos
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4413 Rockcress

Evans, CO 80620

4
Bedrooms
3
Bathrooms
1,830
Sq Ft

Payment Calculator

$2,785per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$23,250
$23,250$253,156
Secondary Financing8.5% Rate
$229,906
Blended rate6.37% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,792/mo
Assumable @ 4.05% + gap
$2,785/mo
$7less per month
$7
per month
$83
per year
$2,482
over 30 years

🏦 Loan Details

List Price
$465,000
Assumable Rate
4.05%
Remaining Balance
$211,843
Loan Type
FHA
Est. Equity Gap
$253,156
Annual Taxes
$2,716
HOA/mo
$125

About This Home

Chicken coop, white vinyl fenced yard, and a backyard that opens to protected open space - at this price point, in this neighborhood, this combination doesn't come up.Built in 2017 in The Ridge at Prairie View, this 4-bed, 3-bath, 2,823 sqft home gives you the rare mix of modern construction and real outdoor function. The partially fenced yard offers privacy without boxing you in, the included storage shed and chicken coop open up a more self-sufficient lifestyle, and the property backs to open space - meaning no neighbors directly behind you and quiet views to wake up to.Inside, the main-floor flex space adjusts to whatever your life needs: home office, playroom, gym, or a second living room as your kids grow. The open kitchen, dining, and living area is built for connection - natural light, modern finishes, and clean sightlines from one space to the next. Upstairs you'll find four spacious bedrooms with room to spread out.The basement is the upside play. Already 90% finished with a bathroom rough-in, it's ready to become a guest suite, theater room, or in-law setup with a weekend's worth of finishing work - instant equity for whoever finishes it.Mountain views to the west, easy access to schools, shopping, and commuter routes, and a $10/mo HOA. For a buyer who wants modern, move-in-ready, and a backyard they can actually use, this one's worth a tour before the weekend.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$465,000
4.05% rateFHASave $1,549/mo

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