4413 Rockcress
FHA Assumable
4.05% Rate
50 photos
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4413 Rockcress

Evans, CO 80620

4
Bedrooms
3
Bathrooms
1,830
Sq Ft

Payment Calculator

$3,205per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$23,750
$23,750$262,630
Secondary Financing8.5% Rate
$238,880
Blended rate6.08% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,852/mo
Assumable @ 4.05% + gap
$3,205/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$475,000
Assumable Rate
4.05%
Remaining Balance
$284,944
Loan Type
FHA
Est. Equity Gap
$262,630
Annual Taxes
$2,716
HOA/mo
$125

About This Home

Modern function, flexible living, and a backyard setup that's hard to find at this price point-welcome to 4413 Rockcress Rd in The Ridge at Prairie View. Built in 2017 and offering over 2,800 sq ft, this 4-bedroom, 3-bath home blends thoughtful design, usable space, and a lifestyle-focused layout ideal for today's buyer.From the moment you walk in, you'll appreciate the clean, modern feel and versatile floorplan. Just off the entry, the main floor flex space creates the perfect setup for a home office, playroom, workout area, or second living space-giving you flexibility as your needs evolve. The open-concept kitchen, dining, and living area is designed for connection and everyday living, featuring modern finishes, great natural light, and easy flow for entertaining guests or hosting holidays.Upstairs, the spacious bedrooms offer room to spread out, while the nearly finished basement adds even more opportunity. Already 90% complete with a bathroom rough-in, it's perfectly positioned for an additional living room, guest suite, gym, theater space, or future value-add opportunity with just a few finishing touches.Outside is where this property really separates itself. The updated landscaping creates a polished first impression, while the backyard offers functionality that's increasingly hard to find in Northern Colorado. A partially fenced yard with white vinyl fencing provides a clean, finished look, and the included storage shed and chicken coop give you extra flexibility for hobbies, storage, or a little more self-sufficient lifestyle living. Even better? The property backs to open space, creating additional privacy and a more peaceful setting.Located in The Ridge at Prairie View with access to community parks and convenient proximity to schools, shopping, and commuter routes, this home offers the perfect mix of affordability, functionality, and modern comfort for a first-time buyer ready to put down roots in Evans, Colorado.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$475,000
4.05% rateFHASave $1,609/mo

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