3131 Hearthridge
VA Assumable
2.96% Rate
50 photos
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3131 Hearthridge

Colorado Springs, CO 80918

2
Bedrooms
2
Bathrooms
1,189
Sq Ft

Payment Calculator

$1,452per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$14,750
$14,750$92,903
Secondary Financing8.5% Rate
$78,153
Blended rate4.50% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$1,771/mo
Assumable @ 2.96% + gap
$1,452/mo
$319less per month
$319
per month
$3,828
per year
$114,843
over 30 years

🏦 Loan Details

List Price
$295,000
Assumable Rate
2.96%
Remaining Balance
$202,988
Loan Type
VA
Est. Equity Gap
$92,903
Annual Taxes
$1,056
HOA/mo
$375

About This Home

Welcome to 3131 Hearthridge Circle! Ideally located near Cottonwood Creek Park, this well-maintained 2-bedroom, 2-bathroom townhome offers comfort, functionality, and a low-maintenance lifestyle in the heart of Colorado Springs. The inviting main level features an open and functional floor plan with a bright living area, cozy fireplace, spacious kitchen with ample cabinet space, and easy access to the private deck and patio area — perfect for relaxing or entertaining. Upstairs, you’ll find generously sized bedrooms along with the convenience of upper-level laundry. The finished basement includes a dedicated theatre room, ideal for movie nights, gaming, or additional flex space. Complete with an attached garage and convenient access to parks, walking trails, shopping, dining, and nearby amenities, this home combines comfort, convenience, and an excellent central location.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$295,000
2.96% rateVASave $825/mo

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