FHA Assumable

4.98% Rate

50 photos

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3170 3rd Street

Greeley, CO 80631

Bedrooms

Bathrooms

1,421

Sq Ft

Payment Calculator

$2,056per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$18,975

$18,975$70,414

Secondary Financing8.5% Rate

$51,439

Blended rate5.48% vs 6.5%

Monthly Payment Comparison

Conventional @ 6.5%

$2,279/mo

Assumable @ 4.98% + gap

$2,056/mo

$223less per month

$223

per month

$2,672

per year

$80,168

over 30 years

See Full Loan Breakdown →

🏦 Loan Details

List Price: $379,500
Assumable Rate: 4.98%
Remaining Balance: $310,036
Loan Type: FHA
Est. Equity Gap: $70,414
Annual Taxes: $2,035
HOA/mo: $65

About This Home

This charming ranch-style home offers 3 bedrooms and 2 full bathrooms, designed with both comfort and functionality in mind. Enjoy a bright and spacious living area that flows seamlessly into the kitchen and dining space—perfect for everyday living and entertaining. Whether you're looking for a primary residence or an investment opportunity, this move-in ready property checks all the boxes. Complete with a deep single-car garage and situated on a generous lot just over 6,000 square feet, there’s plenty of space to enjoy inside and out.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing

$379,500

4.98% rateFHASave $519/mo

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