1827 Opal
FHA Assumable
3.61% Rate
50 photos
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1827 Opal

Brighton, CO 80603

4
Bedrooms
3
Bathrooms
2,542
Sq Ft

Payment Calculator

$2,646per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$24,975
$24,975$180,983
Secondary Financing8.5% Rate
$156,008
Blended rate5.22% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,999/mo
Assumable @ 3.61% + gap
$2,646/mo
$353less per month
$353
per month
$4,237
per year
$127,103
over 30 years

🏦 Loan Details

List Price
$499,500
Assumable Rate
3.61%
Remaining Balance
$317,809
Loan Type
FHA
Est. Equity Gap
$180,983
Annual Taxes
$4,833
HOA/mo
$33

About This Home

Move-in ready 4-bedroom, 2.5-bath home in the Silver Peaks community of Lochbuie (Brighton mailing address), thoughtfully upgraded with smart-home features, whole-house water and air quality systems, and a low-maintenance yard built for Colorado living.\r \r Built in 2018 and meticulously maintained, this 2,000+ sq ft home offers a flexible, functional floor plan with a dedicated main-level study and a spacious upstairs loft, perfect as a second living area, media room, playroom, or home gym. The open-concept kitchen features stainless steel appliances, contemporary cabinetry, and generous prep and storage space, flowing into bright living areas finished with new luxury vinyl plank flooring.\r \r The private primary suite includes a walk-in closet, and three additional bedrooms provide room to grow, host, or work from home. An attached two-car garage adds everyday convenience and storage.\r \r Smart-home upgrades include a smart thermostat and a smart room-by-room heating and cooling vent system for personalized comfort and energy efficiency. A whole-house humidifier keeps indoor air comfortable year-round, and a reverse-osmosis water filtration system at the kitchen sink delivers clean, great-tasting drinking water. The roof has been recently repaired and certified for two years, and the HVAC system has been freshly serviced, offering peace of mind from day one.\r \r Out back, a professionally designed water-wise landscape with fresh mulch, and new high-quality turf means more weekends enjoying the yard and fewer spent maintaining it. Ideal for pets, entertaining, or simply relaxing.\r \r Comfort, technology, and modern design come together in a home that's truly move-in ready. Schedule your showing today.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$499,500
3.61% rateFHASave $1,333/mo

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