1496 Biffle
FHA Assumable
3.16% Rate
50 photos
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1496 Biffle

Berthoud, CO 80513

3
Bedrooms
3
Bathrooms
2,536
Sq Ft

Payment Calculator

$3,090per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$29,240
$29,240$235,713
Secondary Financing8.5% Rate
$206,473
Blended rate5.14% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,512/mo
Assumable @ 3.16% + gap
$3,090/mo
$422less per month
$422
per month
$5,062
per year
$151,869
over 30 years

🏦 Loan Details

List Price
$584,800
Assumable Rate
3.16%
Remaining Balance
$349,087
Loan Type
FHA
Est. Equity Gap
$235,713
Annual Taxes
$6,475
HOA/mo
$65

About This Home

She understood the assignment...and then elevated it. A quiet cul-de-sac location just moments from TPC Colorado, mountain views, and a layout that actually lives the way you want it to-consider this your sign to stop scrolling. Let's start with the curb appeal: a sunny south-facing lot, extended driveway, and a covered front porch made for slow coffee mornings and golden-hour evenings. Inside, natural light pours through oversized windows, giving the entire home that warm, effortless glow we're all chasing. The main level? Open, airy, and built for real life. The kitchen is the moment-with a generous granite island, pendant lighting, gas range, stainless steel appliances, modern backsplash, and an oversized pantry that won't have you playing Tetris with your groceries. It flows seamlessly into the dining and living spaces, making hosting feel easy and everyday living even easier. Bonus points for a flexible formal dining area that can double as a sitting space, playroom, or future office (hello, work-from-home upgrade). A chic half bath-complete with a Horow T05 bidet smart toilet-finishes things off with a little unexpected luxury. Upstairs, the layout just makes sense. A spacious loft anchors the level, perfect for movie nights, a second living area, or a homework zone. You'll also find a convenient upstairs laundry (because hauling baskets downstairs is overrated), four bedrooms, and a full bath. The primary suite is tucked away for privacy and feels like a true retreat, featuring a five-piece en suite and a large walk-in closet. The additional bedrooms don't hold back either-one even comes with a cozy window seat-and several offer those coveted mountain views. And the location? It's the kind that keeps on giving. Close to Berthoud's best outdoor spots, just minutes to downtown, and easy access to Hwy 287 for quick trips to Longmont, Loveland, or I-25.Stylish, functional, and in all the right places-this one just hits different.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$584,800
3.16% rateFHASave $1,801/mo

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