213 Willow
FHA Assumable
2.96% Rate
50 photos
Click to enlarge

213 Willow

Divide, CO 80814

2
Bedrooms
2
Bathrooms
1,236
Sq Ft

Payment Calculator

$1,847per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,995
$19,995$92,533
Secondary Financing8.5% Rate
$72,538
Blended rate4.02% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,401/mo
Assumable @ 2.96% + gap
$1,847/mo
$554less per month
$554
per month
$6,651
per year
$199,531
over 30 years

🏦 Loan Details

List Price
$399,900
Assumable Rate
2.96%
Remaining Balance
$307,367
Loan Type
FHA
Est. Equity Gap
$92,533
Annual Taxes
$1,673
HOA/mo
$30

About This Home

Welcome to where the pace slows down, the air feels cleaner, and the mountains become part of your everyday life. Tucked among aspens and towering pines, this charming 2-story fully furnished cedar cabin offers the kind of setting people dream about when they think of Colorado. Whether you’re searching for a full-time residence, a weekend escape, or a short-term rental opportunity, this home delivers both comfort and versatility. Step inside & you’re immediately welcomed by warm wood floors, vaulted tongue-and-groove ceilings & natural light pouring through windows. The living space feels open yet cozy, anchored by a pellet stove that makes Colorado winters something to look forward to. The kitchen is thoughtfully designed with granite countertops, stainless steel appliances, a layout that flows seamlessly into the main living area- perfect for quiet mornings or hosting friends and family. Upstairs, the loft creates a flexible second living space, ideal for a family room, office, or additional sleeping area. The private primary suite with its own bath offers a peaceful retreat, while the main-level bedroom sits conveniently next to a full bath with a soaking tub. Enjoy evenings on the covered deck, surrounded by nature, watching wildlife pass through and taking in the kind of star-filled skies you can only find away from the city. Located just minutes from Mueller State Park, Dome Rock Wildlife Area & the historic towns of Cripple Creek and Victor, you’ll have year-round access to hiking, fishing, and endless outdoor adventure- while still maintaining easy access to Highway 67. Additional features include internet availability & a large storage shed. The sale also includes a nearby adjacent parcel owned by the sellers, bringing the total land to approximately 1.2 acres- offering added privacy, flexibility, and future potential. This is more than just a home- it’s your opportunity to own a piece of the Colorado lifestyle. Don’t miss it. Schedule your showing today!

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$399,900
2.96% rateFHASave $960/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472