662 White Cloud
FHA Assumable
3.76% Rate
50 photos
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662 White Cloud

Highlands Ranch, CO 80126

4
Bedrooms
3
Bathrooms
1,674
Sq Ft

Payment Calculator

$3,234per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,250
$28,250$165,430
Secondary Financing8.5% Rate
$137,180
Blended rate4.83% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,393/mo
Assumable @ 3.76% + gap
$3,234/mo
$158less per month
$158
per month
$1,898
per year
$56,951
over 30 years

🏦 Loan Details

List Price
$565,000
Assumable Rate
3.76%
Remaining Balance
$470,069
Loan Type
FHA
Est. Equity Gap
$165,430
Annual Taxes
$3,496
HOA/mo
$696

About This Home

**This home qualifies for a $2,500 lender credit. Contact listing agent for more information.**\r Welcome to the Northridge neighborhood in Highlands Ranch, ideally located near E-470, providing an easy commute to the Denver Tech Center, downtown Denver and beyond. Don’t miss out on this delightful 4-bedroom, 3-bathroom home, where comfort, convenience, and a sense of community blend effortlessly.\r \r Inside, the open, airy feel is created by vaulted ceilings and natural light that carries through the main living spaces. The layout offers flexibility for how you actually live; whether that’s hosting friends, creating a cozy movie night space, or carving out a spot to work or unwind. The lower-level living area with a fireplace adds a warm, inviting place to settle in, especially during cooler months.\r \r The outdoor space gives you room to enjoy fresh air without high maintenance, and the established neighborhood setting adds to the sense of calm while still keeping you close to everything Highlands Ranch has to offer.\r \r Notable updates include newer windows, roof, water heater, air conditioning, upstairs bathroom and flatwork on the driveway.\r \r From nearby parks and trails to convenient access to shopping, dining, and commuter routes, this location supports both an active lifestyle and everyday ease. It’s the kind of place where routines feel simple, weekends feel full, and home feels like a place you want to be.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$565,000
3.76% rateFHASave $1,388/mo

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