11500 118th
VA Assumable
3.69% Rate
50 photos
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11500 118th

Commerce City, CO 80640

4
Bedrooms
3
Bathrooms
4,068
Sq Ft

Payment Calculator

$3,685per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$33,950
$33,950$264,886
Secondary Financing8.5% Rate
$230,936
Blended rate5.41% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,077/mo
Assumable @ 3.69% + gap
$3,685/mo
$392less per month
$392
per month
$4,702
per year
$141,054
over 30 years

🏦 Loan Details

List Price
$679,000
Assumable Rate
3.69%
Remaining Balance
$415,394
Loan Type
VA
Est. Equity Gap
$264,886
Annual Taxes
$5,361
HOA/mo
$61

About This Home

Prepare to fall in love with this exceptional home in the highly desirable Stillwater Subdivision, where luxury, technology, and functionality meet. This one-of-a-kind, three-story residence offers over 5,000 sq ft of refined living space on a premium corner lot, complete with a 3-car garage and fully integrated smart home features.\r \r Step inside to an elegant formal living area that flows seamlessly into a beautifully updated kitchen featuring 42-inch cabinetry, quartz countertops, a stylish tile backsplash, and smart stainless steel appliances. The inviting family room showcases a striking electric fireplace. Enjoy enhanced living with built-in surround sound and upgraded can lighting for both bright and ambient settings.\r \r This home is loaded with high-end upgrades including a central vacuum system, dual furnaces and an A/C unit, Google Nest thermostats, and a Ring camera system covering the front door, driveway, and backyard. The garage is equally impressive, featuring a 220-volt outlet ready for EV charging or additional appliance use.\r \r Step outside to your oversized concrete patio, two pergolas, a clean and fully operational hot tub, and full fencing, perfect for relaxing or hosting unforgettable summer gatherings. Exterior lighting on smart switches enhances both ambiance and security.\r \r Conveniently located with easy access to Hwy 85, I-76, and E-470, this home truly has it all. Schedule your private showing today and experience elevated Colorado living at its finest.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$679,000
3.69% rateVASave $1,893/mo

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