8200 Otis
FHA Assumable
3.31% Rate
50 photos
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8200 Otis

Fort Collins, CO 80528

3
Bedrooms
2
Bathrooms
1,081
Sq Ft

Payment Calculator

$2,128per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$18,750
$18,750$178,337
Secondary Financing8.5% Rate
$159,587
Blended rate5.58% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,252/mo
Assumable @ 3.31% + gap
$2,128/mo
$124less per month
$124
per month
$1,485
per year
$44,559
over 30 years

🏦 Loan Details

List Price
$375,000
Assumable Rate
3.31%
Remaining Balance
$205,443
Loan Type
FHA
Est. Equity Gap
$178,337
Annual Taxes
$1,933
HOA/mo
$55

About This Home

Affordable living in Fort Collins under $400K! This ranch-style home in Mountain Range Shadows has a great layout with 3 beds, 2 baths, and a rare 2-car attached garage-hard to find in this community. Tucked in a cul-de-sac with west-facing orientation, this home features luxury vinyl plank flooring, newer interior paint, and updated kitchen cabinets, Corian countertops. Updated main bathroom. Low taxes, no metro district, and a low HOA make this an incredible value.The primary suite includes a walk-in closet and 3/4 en suite bath. Stay comfortable year-round with electric baseboard heat plus two newer mini-splits in the kitchen and primary bedroom. Enjoy a private, mostly-fenced backyard with mature trees -- perfect for relaxing or entertaining. HOA includes trash, access to three neighborhood parks, clubhouse, and optional pool membership. Ideally located just north of the new Amazon distribution center (bringing over 1,000 jobs) and centrally positioned between Fort Collins, Loveland, and Windsor. Close to Blue Arena, the new Bass Pro Shops Outdoor World, shopping, dining, and major commuter routes. All appliances and attached garage storage cabinets are included-making this home truly move-in ready. A great opportunity for first-time buyers, investors, or anyone seeking affordability, convenience, and comfort in Northern Colorado.Information is deemed reliable but not guaranteed. Buyer and Buyer's agent to verify all information.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$375,000
3.31% rateFHASave $1,268/mo

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